• INDIVIDUAL PSYCHOTHERAPY

Therapy with Insurance: Navigating Your Options in Chicago

• Lakeshore Psychotherapy Group

• December 23, 2024

The Cost Barrier to Therapy and How Insurance Can Help

Therapy is an essential investment in mental health, but the cost can be a deterrent for many. Insurance is a key resource in making therapy more accessible. At LSP Therapy, we work with Blue Cross Blue Shield and Blue Choice PPO plans to ensure our clients receive affordable, high-quality care.

Understanding How Insurance Covers Therapy

Insurance coverage for therapy can vary, but most plans, including BCBS PPO, cover services like:

• Individual therapy.
• Couples counseling.
• Virtual therapy sessions.

At LSP Therapy, we verify your insurance benefits before your first appointment to clarify your coverage and out-of-pocket costs.

Benefits of Choosing an In-Network Provider

Selecting an in-network provider like LSP Therapy ensures:

• Lower costs due to negotiated rates.
• Simplified billing, as claims are submitted on your behalf.
• A greater likelihood of coverage for multiple sessions.

Questions to Ask About Your Insurance Coverage

Before starting therapy, it’s helpful to confirm:

• What is your co-pay or co-insurance for therapy sessions?
• Is there a deductible you must meet first?
• How many sessions are covered annually?

Our team is happy to assist in answering these questions for Blue Cross Blue Shield clients.

How LSP Therapy Simplifies the Process

We handle all the complexities of insurance billing so you can focus on your well-being. Our process includes:

• Pre-Appointment Verification: We confirm your benefits and eligibility.
• Claim Submission: All claims are sent directly to BCBS for processing.
• Transparent Communication: We provide clear explanations of any costs.

Why Therapy is Worth the Investment

Therapy helps address mental health challenges, improve relationships, and build resilience. With insurance reducing financial barriers, the value of therapy far outweighs the cost.

Schedule Your Therapy Consultation Today

At LSP Therapy, we’re committed to making therapy accessible and stress-free. Use our Simply Schedule tool to book your consultation today and begin your journey to improved mental health.